6 Payment Gateway Integration Options for Startups in Sweden

Nowadays, Sweden is an enabling entrepreneurial environment and that is the reason why a variety of successful technology enterprises have gathered together here. With a dynamic business market in the country, which options do emerging startups have for accepting payments?

Several popular technology companies originate from Sweden namely Skype, Spotify, Pingdom, SoundCloud, and Kazaa. In terms of accepting online payments, Swedish startups mostly depend on payment processors from other countries. In this post, we will highlight top 6 payment gateways for people who begin doing business in this country.


Quickpay allows businesses to approve payments from both credit and debit cards and other payment methods such as Sofort Banking and PayPal. It is easy to integrate the gateway on your website. Besides, this gateway supports multi-currency and have a lot of other features that make online business an easy work.When it comes to fees: there is no need to pay to setup Quickpay. The fee paid every month is €25 for up to 500 transactions. For over 500 transactions, transaction fees range from €0.0067 to €0.015. Remember to check the website for comprehensive pricing information.

2. WireCard

WireCard is another popular international payment gateway in Sweden. The company provides its clients with different electronic payment services and customized solutions. With WireCard, businesses can accept payments from the total major credit cards as well as provides other service payments including Electronic Funds Transfer (EFT), iDEAL, Giropay, PayPal payments, mobile payment and many others. In terms of fees: After installing WireCard, its monthly fee is €9.90. Check the pricing schedule for a complete list of all the fees applicable.

3. Braintree

The third payment gateway is Braintree Payments that has recently rolled out its operations to Europe, Australia, and Canada. Moreover, it is a good choice for business beginners in Sweden. Thanks to Braintree,  it is easier for businesses to accept payment online with no need for a business user account or PCI compliance. Businesses can approve payments in Swedish Kroner and over 130 currencies. About fees: Braintree works with various banks in different countries, thus the fees are variously charged depending on banks.

4. WorldPay

WorldPay is a payment gateway which is not only popular in the UK but also many countries of Europe. The company offers merchant service for both small businesses and large corporations, allows them to accept credit card payment online, recurring billing and mobile payments. Business Gateways Plus package, an all-in-one package for online payment collection are included in the company. Thanks to the package, you can require an internet merchant account in aims of accepting credit cards and other popular payments. When it comes to fees: it depends on their risk, volume, and other factors, merchants must charges WorldPay.

5. DIBS Payments

Created since 2005, DIBS Payments is a Swedish company specialized in offering online payments. The company is PCI compliant and allows a business to approve more than 40 types of payments. All major credit and debit cards are supported and users can install recurring billing, split billing, provides with vouchers, purchase directly on Facebook, accept PayPal and mobile payments. In terms of fees, please contact DIBS Payments for pricing information.

6. Nochex

In fact, some businesses have the number of transactions with low rate and a good solution for this is Nochex Payment which is also a company from Sweden.This company accepts merchants’ accounts in two days and has no monthly, annual, management, fraud protection, settlement or reporting fees. Furthermore, it is easy to integrate a Nochex merchant account and Nochex possesses the standard features offered by many merchant accounts providers. When it comes to fees: The fee for  Nochex’s installation is £50 and rates begin from 2.9% + 20p per transaction. You make more process that leads to more reduction of your fees.

In conclusion, there are still a lot of other options about payment gateways available  such as 2Checkout, PayPal, Skrill, etc. Through 6 above options in Sweden we have just highlight, hope you who are startups can consider to select a suitable one for your business needs by having a look at check fees, merchant account agreement, support and reputation of the company. If having any considerations or comments, feel free to share with us.

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